Sustainability of Indian Microfinance Institutions

Download or Read eBook Sustainability of Indian Microfinance Institutions PDF written by Nadiya Marakkath and published by . This book was released on 2013-11-30 with total page 184 pages. Available in PDF, EPUB and Kindle.
Sustainability of Indian Microfinance Institutions

Book Synopsis Sustainability of Indian Microfinance Institutions by : Nadiya Marakkath

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  • Total Pages – 184
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  • ISBN-10 – 813221630X
  • ISBN-13 – 9788132216308

The Triangle of Microfinance

Download or Read eBook The Triangle of Microfinance PDF written by Manfred Zeller and published by Intl Food Policy Res Inst. This book was released on 2002-01-01 with total page 426 pages. Available in PDF, EPUB and Kindle.
The Triangle of Microfinance

Book Synopsis The Triangle of Microfinance by : Manfred Zeller

Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

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  • Publisher – Intl Food Policy Res Inst
  • Total Pages – 426
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  • ISBN-10 – 9780801872266
  • ISBN-13 – 080187226X

Microfinance 3.0

Download or Read eBook Microfinance 3.0 PDF written by Doris Köhn and published by Springer. This book was released on 2013-12-02 with total page 199 pages. Available in PDF, EPUB and Kindle.
Microfinance 3.0

Book Synopsis Microfinance 3.0 by : Doris Köhn

This book focuses on the achievements, current trends and further potential of microfinance to scale-up and serve many more clients with financial services that enable them to improve their living conditions. The book asks what it takes to achieve sustainable impact: to know your clients and to understand their needs, to treat them in a fair and transparent way, and to safeguard the synthesis between the financial and social dimension of sustainable microfinance. The book also sheds light on the future funding landscape and what is necessary to bring more commercial funders on board while ensuring that these new funders will continue the commitment to responsible finance. While being forward looking, the book reflects the debate on core values of microfinance, triggered by recent criticisms of an approach that was hailed as a panacea in the beginning and which had proved over time as one of the most effective models of development finance. These criticisms emerged over signs of overheating in some markets, particularly the 2010 events in Andhra Pradesh, and turned into an assumption of a worldwide microfinance crisis, putting seriously at stake the good reputation microfinance had enjoyed so far.

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  • Publisher – Springer
  • Total Pages – 199
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  • ISBN-10 – 9783642417047
  • ISBN-13 – 3642417043

Financial Sustainability of Micro Financing

Download or Read eBook Financial Sustainability of Micro Financing PDF written by Ambika Prasad Pati and published by Gyan Publishing House. This book was released on 2009 with total page 300 pages. Available in PDF, EPUB and Kindle.
Financial Sustainability of Micro Financing

Book Synopsis Financial Sustainability of Micro Financing by : Ambika Prasad Pati

Study conducted in Meghalaya, India.

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  • Publisher – Gyan Publishing House
  • Total Pages – 300
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  • ISBN-10 – 8121210437
  • ISBN-13 – 9788121210430

Sustainability of Microfinance Self Help Groups in India

Download or Read eBook Sustainability of Microfinance Self Help Groups in India PDF written by Ajai Nair and published by World Bank Publications. This book was released on 2005 with total page 46 pages. Available in PDF, EPUB and Kindle.
Sustainability of Microfinance Self Help Groups in India

Book Synopsis Sustainability of Microfinance Self Help Groups in India by : Ajai Nair

The major form of microfinance in India is that based on women's Self Help Groups (SHGs), which are small groups of 10--20 members. These groups collect savings from their members and provide loans to them. However, unlike most accumulating savings and credit associations (ASCAs) found in several countries, these groups also obtain loans from banks and on-lend them to their members. By 2003, over 700,000 groups had obtained over Rs.20 billion (US$425 million) in loans from banks benefiting more than 10 million people. Delinquencies on these loans are reported to be less than 5 percent. Savings in these groups is estimated to be at least Rs.8 billion (US$170 million). Despite these considerable achievements, sustainability of the SHGs has been suspect because several essential services required by the SHGs are provided free or at a significantly subsidized cost by organizations that have developed these groups. A few promoter organizations have, however, developed federations of SHGs that provide these services and others that SHG members need, but which SHGs cannot feasibly provide. Using a case study approach, Nair explores the merits and constraints of federating. Three SHG federations that provide a wide range of services are studied. The findings suggest that federations could help SHGs become institutionally and financially sustainable because they provide the economies of scale that reduce transaction costs and make the provision of these services viable. But their sustainability is constrained by several factors--both internal, related to the federations themselves, and external, related to the other stakeholders. The author concludes by recommending some actions to address these constraints. This paper--a product of the Finance and Private Sector Development Unit, South Asia Region--is part of a larger effort in the region to study access to finance in India.

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  • Publisher – World Bank Publications
  • Total Pages – 46
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  • ISBN-10 –
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